You should get in the habit of checking your credit report regularly. You can get them from each of three of the credit bureaus (TransUnion®, Experian® and Equifax®), which you can request at AnnualCreditReport.com. You may consider reviewing your report if:
- You are planning to make a major purchase.
- You are applying for more credit.
- Your credit report contained inaccuracies in the past.
- You have been a victim of identity theft.
- You are concerned with being a victim of identity theft.
You have the option of requesting the report from each credit bureau separately, so you can ask for one at different times to monitor your credit throughout the year.